Disbursement Online Control System ™ is an e-commerce network that bring together lenders, borrowers, and consultants in a seamless environment. With Disbursement Online Control System ™, subscribers can transact disbursements or develop project construction cost estimates in minutes.

The service not only will expedite the application process, but will also provide users the ability to reach new customers and strengthen existing relationships. Disbursement Online Control System ™ is neither a lender, broker, nor a vendor; but a solution provider committed to the success and empowerment of its members.

With the introduction of Disbursement Online Control System ™ the company is positioned to become a dominant player within the online construction services’ industry. THE ISBS’s goal is to provide borrowers’ contractors, lenders, and consultants a common arena for the exchange of information to perform mission critical operations.

ISBS views all of these users as integral links within this process and through their association, these groups will be able to run a more productive and profitable operation. THE ISBS GROUP website feature a storefront of products and services available to all of the users. These products would include project analysis reports, site inspection reports, disbursement fund control services, environmental reporting and general construction management services. Users would be able to generate specialized market and property reports in a cost effective and timely manner.


The company, in response to this anticipated demand and the requirements associated with this phase of development, has recently added key members to the management team.

Commercial real estate construction lenders, appraisers and technical consultants (i.e. inspectors, engineers, construction managers, and architects) are considered prime customers of the THE ISBS GROUP website. ISBS anticipates that with the completion of the website monthly disbursement volume will exceed $500 million with over 100 lending institutions using the service after the first 18 months of operation. In addition THE ISBS GROUP will launch a nationwide program to franchise its service to consultants and support personnel servicing the financial services industry. This volume will grow exponentially over the first three years as the site becomes more established within the marketplace. ISBS has already commenced pre-development marketing efforts by presenting existing customers along with key targeted contacts the benefits of the service.

The lender using this site would realize significant savings up to a 40 percent reduction in overhead expenses related to the processing of disbursement requests. Construction consultants would have the appropriate tools to empower their position and stay more competitive in the marketplace.

As THE ISBS GROUP authorized agent, inspectors will be able to receive specialized training and obtain appropriate professional certification. ISBS anticipates that with the introduction of the new website projected membership and overall usage levels will exceed 300 customers by the end of the third year of operation and loan request volumes will exceed $100 million by September, 2005.

© Copyright 2004 by ISBS GROUP

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